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Home  »  Stavropol  »  Economics

In July, will be extradited to the hundredth mortgage.

The two-day program of an investment forum in southern Russia, was held in Pyatigorsk, and included discussions on the development of mortgage lending in YUFO.

appears in the list of recent requests to the President regarding the national project В«Affordable comfortable housing - the citizens of RussiaВ», includes the concept of development refinance mortgage loan options and state support of JSC В«Agency for Housing Mortgage LendingВ» (AHML) until 2010 .

regional operators AHML in the Stavropol region is SUE В«my houseВ», who works for the regional target program В«The development of mortgage lending and construction of affordable housing in the Stavropol territory in 2005 - 2007 years В».

And if you have a mortgage loans in the province gave only bank В«RevivalВ», now signed a package of agreements with the branch Stavropolskim В«GazprombankВ», and this month will be another potential prime lender - В«Avtobank-NikoilВ» in Stavropol.

Agency В«My houseВ» is based in Stavropol, but it is already opened offices in the resort towns of the province and plans to create new subsidiaries. According to the regional mortgage agency, in the Stavropol region, 75 per cent of families in need of better housing conditions, and solve the problem of not more than two percent. Today, the average amount of mortgage loans - 620 rubles, while the maximum loan amount - 1,9 million rubles. Average cost of purchased mortgage square meter - 18,5 thousand rubles. In July, will be extradited to the hundredth mortgage.

raises a question on a more loyal to the conditions of issue of the mortgage loan.

Agency has developed a proposal for the grant participants existing mortgage program. Now in the mortgage system, the first payment of 30 per cent and 14 per cent per annum. However, the general view of all the speakers at the section of the mortgage - without the support of regional governments and municipalities, expanding the market of mortgage lending is not possible.


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