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The Ministry of Finance has approved a new scheme of payments for insurance.

If the amount of damages not exceeding 25 thousand rubles, the accident may obtain the form themselves, without waiting for inspectors, traffic police.

Ministry of Finance approved the settlement between the insurers in direct damages. Since March 1, 2009 in Russia will start a system of direct settlement of damages.

This means that in the event of an accident victim can seek payment not only to the insurer responsible for the accident, but in his own company, in which the victim purchased insurance policy.

However, this requires several conditions. First, the accident must involve no more than two cars. Secondly, there should not be affected by the accident people. In the third, both parties must agree on a solution. Order of the Ministry of Finance approves the requirements for an agreement on the direct settlement of the loss. The agreement defines the terms of legal investigation on the direct reimbursement - the insurer must be injured in a period of not more than 7 days to notify the insurance company whose insured perpetrator accident, that it had applied for such payment. To designate the victim - to pay the expense of a reasoned refuse - the insurer must, within 30 days, after which, during the week, must notify the insurance company responsible for the accident of his decision. A simplified scheme does not only comfortable communicating with their insurer to pay all damages, but also simple and quick clearance of accidents.

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