The problem of fraud in the financial sector over the past two years, experienced 16% of Russians.

inoculations made during the MMM, has ceased to act. Their savings have lost 250 thousand people. "Garant-credit", he "Garant-Invest", he "Region-Center, the pyramid was the largest since the" Lords "and the MMM. "Guarantor" rented office space in one of the most respectable houses the capital, the Moscow House economist. People are bringing money here, the building seemed a citadel of stability. The organizers of a huge network company, taking contributions from citizens, promised revenue to 90% per annum. The special seminars talented professional speakers talked about investment in Montenegro and resorts on the prospects of nanotechnology in-depth processing of milk. In its branches across the country thundered its own anthem: "In every house fly bird social investment."

collapse of another financial pyramid left with the nose of 250 thousand Russians in 43 regions of the country and caused property damage at 18 billion rubles.

shareholders "Guarantor", the pyramid collapsed, trying to understand where their money.

In St. Petersburg there are 16 organizations that have signs of financial pyramids. Some of them are located on Ligovsky Avenue, where at one time was known scandalous financial club "Rubin". Damage to one hundred thousand citizens, estimated at tens of billions of rubles. Fraudulent schemes in the spirit of "MMM" appears and will appear as long as there are hungry people are easy money. All understand that investing money in such a pyramid is not, but greed and a great desire to get super overshadows all reasonable arguments. Our country lacks a culture of money. How costly money within the society, most Russians do not know. Investment included a very small proportion of the population, but even among financially active, two-thirds of Russians on the stock market does not know anything or have a completely illusory, misconceptions. And the money invested in the financial pyramid will not be able to find neither the state nor the depositors - none.